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Personal Loans & Lines of Credit
Whether you're planning a major purchase, financing land, or preparing for unexpected expenses, our lenders can help you explore your options.
Find a Financing Solution that Fits Your Needs
Answer a few questions about your borrowing goals and how you plan to use the funds. Based on your responses, we'll highlight financing options that may align with your needs, whether you're looking for a lump-sum loan, ongoing access to credit, or financing for a residential lot or parcel of land.
Results are provided for informational purposes only and are not a recommendation.
Based on your responses, you may want to explore the following financing option. Review the product details, rates, terms, requirements, and disclosures to determine whether it aligns with your borrowing needs and financial goals.
Results are provided for informational purposes only and are based solely on the responses you provide. This tool is designed to help identify financing options that may align with your stated needs and preferences. It is not a recommendation, prequalification, approval, or commitment to lend. All loans and lines of credit are subject to credit approval and additional terms and conditions. Please review all applicable disclosures and speak with an Orrstown Bank representative to discuss which financing option may be appropriate for your situation.
Personal Loan1
Overview
Borrow a lump sum for major purchases, unexpected expenses, or debt consolidation with fixed monthly payments and a fixed interest rate, subject to credit approval and qualification requirements.
Features
- No Collateral Required
- Fixed Interest Rate
- Fixed Monthly Payments
- Funds May Be Used for a Variety of Purposes
- May Be Used for Debt Consolidation
- Minimum Loan Amount of $2,500
- Available Loan Rates Based on Qualifications
Whether you're comparing options or ready to apply, we're here to help.
1 Loan approval, terms, and conditions are subject to the Bank’s credit policies, verification of applicant information, and applicable laws. Interest rates, fees, and repayment schedules may vary based on creditworthiness and market conditions at the time of approval. The Bank reserves the right to withdraw this product and/or adjust available rates at any time without advance notice. Terms and conditions are subject to change without notice.
Personal Line of Credit2
Overview
A Personal Line of Credit may be an option if you want access to available credit for ongoing borrowing needs. Borrow funds as needed up to your approved credit limit and pay interest only on the amount borrowed. Qualification requirements apply.
Features
- No Collateral Required
- Open-Ended Revolving Line of Credit
- Borrow Funds as Needed, Up to Your Approved Credit Limit
- Access Funds Through Checks or Online Transfers
- May Be Used for Overdraft Protection on an Eligible Orrstown Checking Account
- Minimum Line Amount of $2,500
- Annual Fee of $25 for Line Amounts Up to $5,000
- Annual Fee of $50 for Line Amounts Over $5,000
- Flexible Borrowing and Repayment Options
Whether you're comparing options or ready to apply, we're here to help.
2 Loan approval, terms, and conditions are subject to the Bank’s credit policies, verification of applicant information, and applicable laws. Interest rates, fees, and repayment schedules may vary based on creditworthiness and market conditions at the time of approval. The Bank reserves the right to withdraw this product and/or adjust available rates at any time without advance notice. Terms and conditions are subject to change without notice.
Lot or Land Loan3
Overview
A Lot or Land Loan may be available for the purchase of a residential lot or parcel of land, subject to credit approval and qualification requirements. Our local lenders can explain available financing options and the application process.
Features
- Purchase Vacant Land or Lots
- Fixed Monthly Payments
- Private Mortgage Insurance (PMI) Not Required
- Property Insurance May Not Be Required, Depending on the Property
- Existing Equity May Be Available for Additional Borrowing Needs, Subject to Qualification Requirements
- Funds May Be Used for Eligible Purposes, Including the Purchase of Land, Debt Consolidation, or Major Purchases
- Minimum Loan Amount of $2,500
Whether you're comparing options or ready to apply, we're here to help.
3 All loan applications for the purchase of vacant land are subject to the Bank’s underwriting standards, credit assessment, and property eligibility criteria. Interest rates, fees, and repayment terms are indicative and may be adjusted without prior notice. Final loan terms will be determined upon full review of the borrower’s creditworthiness, loan amount, repayment period, and collateral valuation. Terms and conditions are subject to change without notice.
Personal Loan1
Overview
Borrow a lump sum for major purchases, unexpected expenses, or debt consolidation with fixed monthly payments and a fixed interest rate, subject to credit approval and qualification requirements.
Features
- No Collateral Required
- Fixed Interest Rate
- Fixed Monthly Payments
- Funds May Be Used for a Variety of Purposes
- May Be Used for Debt Consolidation
- Minimum Loan Amount of $2,500
- Available Loan Rates Based on Qualifications
Whether you're comparing options or ready to apply, we're here to help.
1 Loan approval, terms, and conditions are subject to the Bank’s credit policies, verification of applicant information, and applicable laws. Interest rates, fees, and repayment schedules may vary based on creditworthiness and market conditions at the time of approval. The Bank reserves the right to withdraw this product and/or adjust available rates at any time without advance notice. Terms and conditions are subject to change without notice.
Personal Line of Credit2
Overview
A Personal Line of Credit may be an option if you want access to available credit for ongoing borrowing needs. Borrow funds as needed up to your approved credit limit and pay interest only on the amount borrowed. Qualification requirements apply.
Features
- No Collateral Required
- Open-Ended Revolving Line of Credit
- Borrow Funds as Needed, Up to Your Approved Credit Limit
- Access Funds Through Checks or Online Transfers
- May Be Used for Overdraft Protection on an Eligible Orrstown Checking Account
- Minimum Line Amount of $2,500
- Annual Fee of $25 for Line Amounts Up to $5,000
- Annual Fee of $50 for Line Amounts Over $5,000
- Flexible Borrowing and Repayment Options
Whether you're comparing options or ready to apply, we're here to help.
2 Loan approval, terms, and conditions are subject to the Bank’s credit policies, verification of applicant information, and applicable laws. Interest rates, fees, and repayment schedules may vary based on creditworthiness and market conditions at the time of approval. The Bank reserves the right to withdraw this product and/or adjust available rates at any time without advance notice. Terms and conditions are subject to change without notice.
Lot or Land Loan3
Overview
A Lot or Land Loan may be available for the purchase of a residential lot or parcel of land, subject to credit approval and qualification requirements. Our local lenders can explain available financing options and the application process.
Features
- Purchase Vacant Land or Lots
- Fixed Monthly Payments
- Private Mortgage Insurance (PMI) Not Required
- Property Insurance May Not Be Required, Depending on the Property
- Existing Equity May Be Available for Additional Borrowing Needs, Subject to Qualification Requirements
- Funds May Be Used for Eligible Purposes, Including the Purchase of Land, Debt Consolidation, or Major Purchases
- Minimum Loan Amount of $2,500
Whether you're comparing options or ready to apply, we're here to help.
3 All loan applications for the purchase of vacant land are subject to the Bank’s underwriting standards, credit assessment, and property eligibility criteria. Interest rates, fees, and repayment terms are indicative and may be adjusted without prior notice. Final loan terms will be determined upon full review of the borrower’s creditworthiness, loan amount, repayment period, and collateral valuation. Terms and conditions are subject to change without notice.
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