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CRA Public File Information

At Orrstown Bank, we’re dedicated to strengthening the communities we serve by supporting the credit needs of individuals, businesses, and neighborhoods, including those that are low- and moderate-income.

Guided by our mission to improve the financial well‑being of our clients and communities, we make our Community Reinvestment Act (CRA) Public File available for online review.

Below, you’ll find the full set of components that make up Orrstown Bank’s CRA Public File.

CRA Performance Evaluation

A copy of the Bank's most recent CRA performance evaluation prepared by the Federal Reserve Board can be found here. [PDF]

Assessment Area Maps

A map of each assessment area and combined assessment area can be found here. [PDF]

Assessment Area List

A list of each assessment area identifying the census tracts contained in the area can be found here. [PDF]

Products and Services List

A list of retail banking products and services, including available credit and deposit products offered at the Bank’s branches, can be found here. [PDF]

Fee Schedules

A list of retail banking fees for the products and services offered at the bank’s branches can be found here. [PDF]

Branch List with Hours of Operation

A list of the bank’s branches, their street address, hours of operation and census tracts can be found here. [PDF]

Branch Openings and Closings

A list of branches opened or closed by the Bank can be found here. [PDF]

Written comments received from the public related to the Bank's performance in helping to meet community credit needs, and any responses.

2024 2025 2026

CRA Disclosure Statement Notice can be found here. [PDF]

HMDA Disclosure Statement Notice can be found here. [PDF]


Public File Copy Request

To request copies of any of Orrstown Bank’s Public File content listed above, click here to send an email: [email protected]