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Routing Number: 031315036
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Business Savings
Business money market account options designed to support your financial goals, with local support and personalized service from a community bank
Find Business Money Market Account that Match Your Preferences
Answer a few questions about your business savings goals, expected account activity, and account preferences. Based on your responses, we'll highlight a business money market account you may want to explore. Whether you're looking to earn interest on reserve funds or maintain larger balances while keeping funds accessible, this tool can help you compare your options.
Results are provided for informational purposes only and are not a recommendation.
Based on your responses, you may want to explore the following business money market account. Review the account terms, fees, transaction limitations, balance requirements, interest information, and disclosures to determine whether it aligns with your business savings goals and financial needs.
Results are provided for informational purposes only and are based solely on the responses you provide. This tool is designed to help identify business money market account options that may align with your stated savings goals and account preferences. It is not a recommendation, endorsement, or determination of eligibility for any account. Please review all applicable account terms, disclosures, fees, transaction limitations, balance requirements, and interest information before opening an account. If you have questions about which account may be appropriate for your business, please speak with an Orrstown Bank representative.
Relationship Business MM Account
Overview
A business money market account designed for businesses that maintain qualifying balances and want to keep funds accessible while earning interest.
Features
- Interest-bearing money market account 6
- Maintain liquidity while earning interest 6
- Six Free Transactions Per Statement Cycle 1
Interested in Relationship Business Money Market? Visit a branch near you to connect with a banker and open a Relationship Business Money Market.
1 An item is defined as a deposited item, cleared check, or ACH credit or debit. Cash, deposit tickets, ATM/POS, and cash in & out tickets do not count towards per item limit.
2 Fees may apply for certain other supplies or expedited service.
3 Minimum balance required to earn interest; fees may reduce income. See account terms for details.
6 Interest rate and APY are variable and subject to change without notice after account opening.
APY¹ Rate as of 9/21/26. Interest rate and APY are variable and subject to change without notice after account opening. Fees may apply and could reduce earnings. See fee schedule for details.
Preferred Business Money Market Account
Overview
A business market account designed for businesses that want to earn interest on qualifying balances while maintaining access to reserve funds.
Features
- Earns interest on business balances 6
- Six Free Transactions Per Statement Cycle 1
- Interest-bearing money market account 6
Interested in Preferred Business Money Market? Visit a branch near you to connect with a banker and open a Preferred Business Money Market.
1 An item is defined as a deposited item, cleared check, or ACH credit or debit. Cash, deposit tickets, ATM/POS, and cash in & out tickets do not count towards per item limit.
2 Fees may apply for certain other supplies or expedited service.
3 Minimum balance required to earn interest; fees may reduce income. See account terms for details.
6 Interest rate and APY are variable and subject to change without notice after account opening.
APY¹ Rate as of MM,DD,YYYY. Interest rate and APY are variable and subject to change without notice after account opening. Fees may apply and could reduce earnings. See fee schedule for details.
Features included with both accounts.
Earn Interest
Online Banking
Mobile Banking*
Mobile Check Deposit
Business Debit Card
Preferred Business Money Market Account
Overview
A business market account designed for businesses that want to earn interest on qualifying balances while maintaining access to reserve funds.
Features
- Earns interest on business balances 6
- Six Free Transactions Per Statement Cycle 1
- Interest-bearing money market account 6
- $500 Minimum Opening Deposit
- Must maintain a $2,500 Average Statement Balance to avoid the $10 Monthly Maintenance Fee 3
- A $10 fee applies for each transaction in excess of six free transactions per statement cycle.1
- Enrollment in e-Statements is required to avoid a $2 monthly paper statement fee.2
Preferred Money Market
As of 9/21/2026 Variable Rate Paid on the Following Interest Tiers:| Minimum Balance to Obtain APY¹ | APY¹ |
|---|---|
| $0.01 - $2,499.99 | 0.01% |
| $2,500 - $14,999.99 | 0.25 % |
| $15,000 - $34,999.99 | 0.30 % |
| $35,000 - $99,999.99 | 0.45 % |
| $100,000 - $299,999.99 | 1.21 % |
| $300,000 - $999,999.99 | 1.51 % |
| ≥ $1,000,000 | 1.66 % |
APY¹ Rate as of 9/21/2026. Interest rate and APY are variable and subject to change without notice after account opening. Fees may apply and could reduce earnings. See fee schedule for details
Interested in Preferred Business Money Market? Visit a branch near you to connect with a banker and open a Preferred Business Money Market.
1 An item is defined as a deposited item, cleared check, or ACH credit or debit. Cash, deposit tickets, ATM/POS, and cash in & out tickets do not count towards per item limit.
2 Fees may apply for certain other supplies or expedited service.
3 Minimum balance required to earn interest; fees may reduce income. See account terms for details.
6 Interest rate and APY are variable and subject to change without notice after account opening.
APY¹ Rate as of MM,DD,YYYY. Interest rate and APY are variable and subject to change without notice after account opening. Fees may apply and could reduce earnings. See fee schedule for details.
Relationship Business MM Account
Overview
A business money market account designed for businesses that maintain qualifying balances and want to keep funds accessible while earning interest.
Features
- Interest-bearing money market account 6
- Maintain liquidity while earning interest 6
- Six Free Transactions Per Statement Cycle 1
- $500 Minimum Opening Deposit
- Maintain a $10,000 Average Statement Balance to avoid the $10 Monthly Maintenance Fee 3
- A $10 fee applies for each transaction in excess of six free transactions per statement cycle.1
- Enrollment in e-Statements is required to avoid a $2 monthly paper statement fee.2
Relationship Money Market
As of 9/21/2026 Variable Rate Paid on the Following Interest Tiers:| Minimum Balance to Obtain APY¹ | APY¹ |
|---|---|
| $0.01 - $2,499.99 | 0.01% |
| $2,500.00 - $14,999.99 | 0.30% |
| $15,000.00 - $34,999.99 | 0.35% |
| $35,000.00 - $64,999.99 | 0.50% |
| $65,000.00 - $99,999.99 | 0.50% |
| $100,000.00 - $199,999.99 | 1.26% |
| $200,000.00 - $299,999.99 | 1.26% |
| $300,000.00 - $499,999.99 | 1.56% |
| $500,000.00 - $999,999.99 | 1.56% |
| $1,000,000.00+ | 1.71% |
APY¹ Rate as of 9/21/2026. Interest rate and APY are variable and subject to change without notice after account opening. Fees may apply and could reduce earnings. See fee schedule for details
Interested in Relationship Business Money Market? Visit a branch near you to connect with a banker and open a Relationship Business Money Market.
1 An item is defined as a deposited item, cleared check, or ACH credit or debit. Cash, deposit tickets, ATM/POS, and cash in & out tickets do not count towards per item limit.
2 Fees may apply for certain other supplies or expedited service.
3 Minimum balance required to earn interest; fees may reduce income. See account terms for details.
6 Interest rate and APY are variable and subject to change without notice after account opening.
APY¹ Rate as of 9/21/26. Interest rate and APY are variable and subject to change without notice after account opening. Fees may apply and could reduce earnings. See fee schedule for details.
Compare Accounts
- Preferred Business Money Market Account
- Relationship Business MM Account
Business Savings
Eligible for Overdraft Protection Sweep2
Let's Get Your Business Savings Started
Opening a business savings account starts with a conversation. Find a local Orrstown Bank branch near you in Pennsylvania or Maryland to connect with a local banker who can answer your questions, explain available Business Money Market Account options, and review account-opening requirements.
Before visiting a branch, we encourage you to contact our team to discuss your business's savings needs, review the documentation required for your business structure, and help ensure you have everything needed before your visit.
Some documents that may be required include:
- A valid government-issued photo ID, such as a driver's license or passport
- Your Social Security number
- Your Employer Identification Number (EIN), if applicable
- Your business address and phone number
Additional documentation may be required depending on your business type and ownership structure.
Our local bankers take the time to understand your business and help you explore business saving options and Business Money Market Account options that may support your savings goals, reserve funds, and cash flow management.
Find an Orrstown Bank branch near you to connect with one of our business bankers. You may also contact us using the form below to ask questions and learn more about the account-opening process.
Find the Right Business Money Market Account
Whether you're managing operating funds, building reserves for future opportunities, or looking to earn interest on excess cash, Orrstown Bank offers business money market options designed to support your business goals. Tell us about your business and what you're looking for, and an Orrstown Bank representative will contact you to discuss available options.
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