Medical Doctor Program

Why Choose Our Medical Doctor Mortgage Program?

Our program offers competitive rates and flexible options tailored to the needs of physicians. We understand that medical school debt can impact your ability to qualify for traditional mortgages. Orrstown Bank looks beyond the numbers, offering solutions that let you focus on your practice and patients.

• 0% down payment
• No mortgage insurance required
• Minimum 740 credit score
• Up to $750,000 loan amount
• Gift funds allowed for closing costs
• 6% maximum seller assistance for closing costs
• Owner-occupied properties only
• No prepayment penalties
  

Why Choose Orrstown Bank?

With over 100 years of serving Central PA and Maryland, we’re committed to our community. Our personal, hands-on approach ensures that you receive top-notch service from a trusted local partner who understands your needs.

Start your homeownership journey with a bank that cares as much as you do. Contact us today to learn more about our physician mortgage program!

Important Notice: Interest Rates and Maximum Loan-to-Value may be based on Credit Score, Property Type, Occupancy, Purpose, Investor, Insurer, Loan to Value and other factors. Additional investor, insurer and Orrstown Bank criteria/conditions apply to all products. Information provided is for illustrative general use only and does not contain all qualification and automated underwriting approval requirements. Orrstown Bank reserves the right to change this information at any time. Meeting any of the criteria does not constitute a commitment to lend.