First-Time Home Buyers
Buying your first home is one of life's biggest decisions, and at Orrstown Bank, we're here to help you every step of the way. We offer personalized mortgage solutions tailored to your financial situation, ensuring you find the perfect loan for your needs.
Why Choose Orrstown Bank?
- Personalized Guidance: Our experienced mortgage specialists are dedicated to helping you navigate the complexities of purchasing your first home. We provide the knowledge, tools, and support you need to make informed decisions.
- Diverse Mortgage Options: Choose from a variety of mortgage types, including fixed and adjustable-rate options, and flexible loan terms.
- Assistance Programs: First-time home buyers may qualify for federal and state-backed loan and grant programs. Our team will help you explore all available options to find the best fit for you.
Steps to Homeownership
- Determine Your Budget: Understand how much you can afford.
- Get Pre-Approved: Secure mortgage pre-approval to strengthen your buying position.
- Explore Down Payment Options: Learn about various down payment assistance programs.
- Review Loan Options: Consider different mortgage types and current rates.
Local Expertise
If you’re looking to buy in Central Pennsylvania or Maryland, our knowledgeable loan officers can provide insights into local markets and mortgage rates. They will simplify the prequalification process, making your journey to homeownership smoother.
Get Started Today
Complete the form to connect with a local mortgage officer and take the first step toward owning your dream home. You can also visit our mortgage loan officers page to learn more about our first-time homebuyer programs in PA and MD or start the mortgage process online.