Construction to Permanent Home Financing

Benefits of Our Construction-to-Permanent Mortgage:

• One loan, one closing: Simplifies the process by bundling the construction loan and permanent mortgage.
• Flexible terms: Choose between fixed or adjustable mortgage rates.
• Low down payment options: As low as 10% for qualified borrowers.
• Two construction terms: 9 or 12 months.
• Interest-only payments during construction on what you borrow.
• Local expertise: Transparent service and personalized support from a trusted local bank.

Why Choose Orrstown Bank?

With over 100 years of experience in Pennsylvania and Maryland, Orrstown Bank offers transparent, local service with the personal touch you need for a smooth home-building journey. We support you every step of the way, from breaking ground to moving in.

Ready to start building your dream home? Contact us today to learn more!

Important Notice: Interest rates and maximum loan-to-value may be based on credit score, property type, occupancy, purpose, investor, insurer, loan-to-value and other factors. Additional investor, insurer and Orrstown Bank criteria/conditions apply to all products. Information provided is for illustrative general use only and does not contain all qualification and automated underwriting approval requirements. Orrstown Bank reserves the right to change this information at any time. Meeting any of the criteria does not constitute a commitment to lend.